EQCDX Monthly Commentary – February 2023

The Equalize Community Development Fund (EQCDX) is a public mutual fund security designed to provide current income, in the form of quarterly dividends, from a portfolio of first lien Small Business Administration 504 loans and USDA Rural Development loans. The Fund...

AHOMe Monthly Commentary – February 2023

The American Home Opportunity Mortgage Fund (“AHOMe”) is a Fund designed for the needs of investors seeking attractive yields from a portfolio of residential mortgage loans made to a deserving, yet underbanked community of borrowers. The Fund buys and holds Individual...

Equalize Market Commentary – 1st Quarter 2023

We are now halfway through the first quarter in 2023 and inflation remains the primary economic concern for the markets and investors. Its effects are causing central banks to raise rates and potentially slow the economy into a recession. Russia’s invasion of Ukraine...

SBA 504 Loan & Rates Monitor – February 2023

The SBA has not updated their weekly lending reports for any periods in 2023 so far, but as we reported last month, loan originations under the 504 loan program are proceeding at a considerably slower pace in this fiscal year than in FY2022. Still, originations, are...

SBA 504 Loan & Rates Monitor – January 2023

Loan originations under the 504 loan program are proceeding at a considerably slower pace in this year than the blistering start of the SBA’s fiscal year 2022. Still, originations, are comparable to other recent years, while far below the pace set at the start of last...

SBA 504 Loan & Rates Monitor – October 2022

The final figures are now in for the SBA’s fiscal year 2022 504 loan program. The year started on a torrid pace of originations, and while the pace slowed over the course of the year, originations still climbed 12.0% compared to FY2021. Originations this year are also...

Community Reinvestment Act (CRA) Reform

On September 15, 2022, Maxine Waters (D-Cal), chair of the House Committee on Financial Services, introduced legislation that would significantly revise the Community Reinvestment Act (CRA) through several new requirements. The old CRA and why it’s time to go:...

SBA 504 Loan & Rates Monitor – September 2022

The pace of SBA 504 loan originations continued to slow over the past month, but originations are still well above last year’s pace. Forty-nine weeks into fiscal year 2022 (started October 1st), 504 loan originations are up 7.4% compared to the same period a year ago....

News & Publications

Get the latest news on economic trends, what's happening in the market for SBA 504 loans, interest rate changes, developments in the Community Reinvestment Act, and happenings at Equalize Capital.