On September 15, 2022, Maxine Waters (D-Cal), chair of the House Committee on Financial Services, introduced legislation that would significantly revise the Community Reinvestment Act (CRA) through several new requirements. The old CRA and why it’s time to go:...
Fund Highlights: Equalize Community Development Fund and AHOMe Fund Both of Equalize Capital’s CRA funds seek to deliver competitive financial returns while making investments that benefit US Small Business and under-banked borrowers across the country. The investment...
Broadly speaking, a CRA investment fund is a bond or loan fund that invests in mortgage or debt-related securities. These funds should support community development activities such as small business development, job creation, and affordable housing initiatives. Before...
The term “redlining” has recently come to refer to a variety of historically race-based exclusionary real estate practices, such as real estate agents’ use of racial steering to direct minority home buyers and tenants toward certain areas and away...
Equalize Capital is an SEC-registered asset management company with a mission to create and manage strategies that provide capital, investments, and loans to underserved small businesses and persons that serve local communities throughout the United States. Key...
A report issued in 2019 by the Small Business Administration (SBA) showed that small businesses account for 44% of U.S. economic activity. These businesses provide jobs and bring along more careers and opportunities. Cyclically, successful small businesses put money...
